body{margin:0;font-family:Arial,sans-serif}
.topbar{background:#002b5b;color:#fff;padding:10px;display:flex;gap:15px;justify-content:center;flex-wrap:wrap}
header{display:flex;justify-content:space-between;padding:20px 5%;align-items:center}
nav a{text-decoration:none;margin-left:15px;color:#002b5b;font-weight:bold}
.hero{background:#0c3d78;color:white;padding:100px 5%;text-align:center}
.btn{background:white;color:#0c3d78;padding:12px 20px;text-decoration:none;border-radius:5px}
section{padding:50px 5%}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px}
.card{padding:25px;border:1px solid #ddd;border-radius:8px;text-align:center}
footer{background:#002b5b;color:white;text-align:center;padding:20px}